The best cars for low car insurance rates aren’t the most expensive ones. You need to consider the safety ratings of your car, too. Consider models like the Honda Civic, Honda CR-V, or Subaru Outback. The top five most stolen cars in 2020 will probably be the same ones you drive every day. You should also consider models like the Nissan Sentra and the Honda Accord, as these have excellent safety ratings.
Honda Fit
If you want to make sure that your Honda Fit has the lowest insurance rates, you should know that the car’s age has a lot to do with the rate. Young drivers have higher insurance rates than older ones. Drivers under the age of 18 pay twice as much as those 25 years old and older. Insurance rates also go down the older you get. This is why drivers between the ages of 45 and 54 are the cheapest age groups for Fit insurance.
Compared to other vehicles, the Honda Fit’s insurance costs are remarkably low. Full coverage for a 2014 Fit will cost you $145 per month, while liability-only insurance will cost you about $60 a month. You can find cheaper rates for the Honda Fit by comparing different insurance quotes from different companies. You should also consider getting a quote customized to your needs. This way, you can compare your costs with others and find the policy that fits your budget.
Subaru Outback
If you’re considering purchasing a Subaru Outback, you’re probably wondering which states have the lowest rates. While many states are relatively inexpensive, some are significantly more expensive. The top three states with the highest Subaru Outback insurance rates are Louisiana, Michigan, and Rhode Island. Tennessee, Kansas, and New Mexico have average Subaru Outback insurance rates. Below are some tips to find the best rates for your car and lower your premium.
The base AWD Subaru Outback has the lowest insurance rates, averaging $1,238 per year. Next is the Premium AWD, at $1,286 per year. The third-cheapest Subaru Outback model is the Onyx Edition XT AWD, at $1,396 per year. Lastly, the Outback Touring XT AWD has the highest insurance rates, at $1,452 per year.
Honda CR-V
When shopping for car insurance, you should compare quotes from several different auto insurance companies. Most major insurance companies offer competitive rates for the Honda CR-V. To find the cheapest rates, select the latest model year of the car and the most commonly purchased trim level. Getting quotes from different insurance companies is important because the costs of insuring an older vehicle may vary greatly from one company to another. You should also consider your driving history, credit score, and whether or not you have young drivers. These factors can all increase the cost of your insurance.
Collision coverage is essential to protect your car in case of an accident. Your lender may require you to carry collision coverage. It can save you anywhere from $40 to $158 on your Honda CR-V insurance bill. Many auto insurance companies reward good grades and successful completion of a driver’s education course. Age-related factors can also lower your insurance premiums. If you are in the age range of sixty to seventy, you may be able to save even more money by opting for senior discounts.
Chrysler Voyager
When it comes to comparing Chrysler Voyager insurance rates, teens are a high-risk group. Insurers look at the safety rating of your car and the cost of repair or replacement. The make and model of your vehicle will also determine your premium. Each model comes with a different price, safety rating, and reliability standard. Using an insurance broker app such as Jerry can help you save money on your car insurance, and even switch companies if you’d like.
There are several companies to choose from when searching for Chrysler Voyager insurance. A good way to start is to enter your zip code and compare multiple quotes. By getting several quotes, you can find the most affordable insurance policy for your car. You can also check if a well-known insurance provider offers coverage in your area. Once you have your quotes, you can start receiving premiums for your 2001 Voyager.
Dodge Grand Caravan
While the average insurance rate for a Dodge Grand Caravan is $133 more than that of the average vehicle, drivers can save up to $243 a year on their insurance premiums. For example, liability coverage costs $106 per month, while full coverage costs $137. These rates apply to drivers of all ages and are based on the average price for a similar-bodied vehicle. As a safe driver, you can even save more money by raising your deductible.
The Dodge Grand Caravan has a high safety rating thanks to its extensive suite of modern driver assistance and safety features. Despite being 7 years old, it still boasts several safety features that can save you money on your insurance bill. If you have an advanced model with safety features such as electronic stability control, night vision, tracking devices, and active/passive disabling devices, your insurance premium is likely to be lower than the average vehicle. These features can also earn you a discount for certain safety features, which vary from state to state.
Honda Odyssey
Considering that the average person in America overpays $869 for auto insurance each year, it makes sense to shop around for the best deal. However, how can you determine which Honda Odyssey has the lowest insurance rates? Here are some tips. Understand your demographics. Some drivers don’t carry enough insurance coverage. If you’re in this situation, a few simple changes can help lower your premium. In addition, your driving record and vehicle features can impact your rate.
Get quotes from various insurance companies. Liability coverage is important because it covers damages caused by accidents and the medical bills of the other person. This type of coverage is fairly cheap. Collision coverage, on the other hand, pays for damages done to the Honda Odyssey if it’s in an accident. This coverage usually requires a higher deductible, but it will save you money in the long run. If you own an older Honda Odyssey, you might not need collision coverage. Also, if you’re considering getting insurance for your car, consider putting a higher deductible on your policy.