Online Schools That Accept FAFSA

Online Schools That Accept FAFSA

Online education has become increasingly popular, especially with the rise of remote learning and the need for flexible learning options for busy college students. However, the costs associated with online education can be daunting for many. Fortunately, there are online schools that accept FAFSA (Free Application for Federal Student Aid) to help students fund their education. In this comprehensive guide, we will discuss the various online schools that accept FAFSA, the steps to finding these schools, and the process of applying for financial aid.

The Importance of FAFSA for Online Education

FAFSA is a crucial tool for students seeking financial assistance to fund their college education. By completing the FAFSA, students can access a variety of federal and state financial aid options, including grants, work-study programs, and loans. For students pursuing online education, finding online schools that accept FAFSA can significantly ease the financial burden of their education.

Eligibility Requirements for Online Schools That Accept FAFSA

In order to accept and administer federal financial aid, online schools must meet certain eligibility requirements and participate in the Department of Education’s Title IV program. Some of the key requirements for online schools to accept FAFSA include:

  • Meeting the basic criteria for eligible institution types and programs
  • Maintaining certain program requirements
  • Being authorized to operate postsecondary programs by a state
  • Maintaining state compliance processes
  • Recording students’ locations
  • Being accredited by a primary accrediting agency
  • Meeting admissions standards for enrolled students

In addition to these requirements, online schools must also have adequate staffing, uphold recordkeeping and privacy standards, and undergo regular federal student aid (FSA) compliance audits and program reviews.

Popular Online Schools That Accept FAFSA

Here is a list of some popular, accredited online schools that accept federal financial aid:

  1. Arizona State University Online: ASU Online offers over 200 fully accredited online degree programs, including bachelor’s, master’s, and doctoral degrees, as well as numerous certificates and minors.
  2. Pennsylvania State University World Campus: Penn State World Campus offers more than 150 online degree and certificate programs in various fields, including business, education, engineering, and healthcare.
  3. University of Florida Online: UF Online offers over 25 undergraduate degree programs in various disciplines, such as business, health sciences, and liberal arts and sciences.
  4. Southern New Hampshire University Online: SNHU Online provides over 200 online degree programs, including associate, bachelor’s, and master’s degrees, as well as specialized certificate programs.
  5. Purdue University Global: Purdue Global offers more than 175 online degree and certificate programs in various fields, including business, criminal justice, education, and nursing.

This list is not exhaustive, and there are many more accredited online schools that accept FAFSA. It is crucial for students to research and verify the accreditation and FAFSA eligibility of any online school they are considering.

How to Find FAFSA-Approved Online Schools

To verify the accreditation and FAFSA eligibility of an online school, you can use the following resources:

  • Department of Education’s Database of Accredited Postsecondary Institutions and Programs (DAPIP): Check the institution’s accreditation status on the DAPIP website by entering the school’s name in the search field.
  • DE’s Title IV Participating Schools List: Confirm that the online school is listed on the Title IV participating schools list by searching for the school’s name or unique federal school code on the downloadable spreadsheet.

Remember that accreditation is just one of the criteria needed for an online school to accept FAFSA. It is essential to verify both the accreditation and Title IV participation of any online school you are considering.

Applying for Federal Financial Aid at Online Schools That Accept FAFSA

The process of applying for federal financial aid to fund your online education begins with completing the FAFSA. Follow these steps to apply for financial aid:

1. Gather Necessary Documents

Before starting the FAFSA, gather the required documents, including:

  • Social Security or Alien Registration number
  • Driver’s license number
  • Tax documents and recent tax returns
  • Other relevant financial records

If you are a dependent, you will also need your parents’ information.

2. Create a Federal Student Aid ID

Both you and your parents (if you are a dependent) need to create Federal Student Aid (FSA) ID accounts online. The FSA ID is used to complete the FAFSA, manage your federal student aid account, sign the master promissory note if you receive federal student loans and complete loan counseling.

3. Submit Your FAFSA

Complete the FAFSA online or via the PDF download, following the instructions or prompts for your dependency status, demographic information, financial details, and the schools to you want your FAFSA information sent to. You can submit the FAFSA as early as October 1 before your upcoming academic year. Ensure that you and your parents (if necessary) sign the FAFSA before submitting it.

The FAFSA deadline for the academic year is June 30. However, some states and schools have their own FAFSA deadlines. Complete your FAFSA as early as possible to maximize your chances of receiving aid, as some types of aid are awarded on a first-come, first-served basis.

4. Review Your Student Aid Report

After completing the FAFSA, you will receive a Student Aid Report (SAR). The SAR is a summary of the information you submitted on your FAFSA. Verify that the details on the SAR are correct and make corrections to your FAFSA if necessary.

5. Accept Your Federal Student Aid

If you are eligible for federal financial aid, your online school’s administrator or financial aid office will provide you with the next steps. Accept the aid you wish to use and complete any additional paperwork as needed. For example, if you were offered federal student loans, you would need to sign your master promissory note and complete loan entrance counseling before the funds are released for your tuition and fees.

Alternative Financial Aid Options

If your online school does not accept FAFSA or you are not eligible for federal aid, there are alternative financial aid options available:

  • Scholarships: Scholarships are merit- or need-based and do not need to be repaid after leaving school. They can be found through your school, state, or private and public organizations at the local and national levels.
  • Grants: Grants, like scholarships, generally do not need to be repaid after completing an online program. They are awarded based on financial need and can be provided through federal and state programs, your college, or a private organization.
  • Private Student Loans: Private student loans require good credit and consistent income or a co-signer that meets those requirements. The principal balance and interest charges must be repaid over time. These loans are offered by private institutions, such as banks, online lenders, and sometimes through your online school.


Finding online schools that accept FAFSA can make a significant difference in funding your online education. By researching and verifying the accreditation and FAFSA eligibility of online schools, completing the FAFSA, and exploring alternative financial aid options, you can make your online education more affordable and attainable.